Frequently Asked Questions

Your HomeProof is delivered as a PDF document that you can print, fill out digitally, or both. It works on any device and can be easily stored in the cloud.

Yes! The PDFs are designed to be filled in using any PDF reader (like Adobe Reader, Preview, or your browser). You can also print them and fill them out by hand if you prefer.

Apps are excellent for photo storage, but most don't provide the structured documentation insurance adjusters prefer. Our worksheets are designed specifically for claims, giving you a professional format that's easy to print, share, and submit.

Most people complete their first room in 15-20 minutes. A full home typically takes 2-4 hours spread across a weekend, but you can tackle one room at a time at your own pace.

Our inventory worksheets capture all the information any insurance company needs. Having your belongings already documented makes filling out any additional forms much faster and ensures you don't forget anything.

Both! Whether you own or rent, documenting your personal belongings is essential. The kit works for any living situation and helps you create a complete record of your possessions.

We include a complete guide on the 3-2-1 backup rule: keep 3 copies, in 2 different formats, with 1 stored offsite. We walk you through digital and physical storage options.

After checkout, you'll be redirected to a download page where you can instantly download your customized PDF. You'll also receive an email with a download link for future access.

Yes. Insurance adjusters regularly work with PDF documentation. What matters most is having organized, detailed records of your belongings. Our worksheets are structured to capture the exact information adjusters need: item descriptions, purchase dates, values, and photos. PDFs are also easy to email, print, or upload to insurance portals.

Review your inventory at least once a year, and update it whenever you make major purchases, renovate, or get rid of significant items. Many people choose to update during spring cleaning or at the start of a new year. The Complete Protection Bundle includes an annual reminder email to help you stay on track.

That's completely normal. For items without receipts, document what you can: approximate purchase date, estimated value, brand, model number, and photos. You can also search online for similar items to estimate current replacement costs. Having a detailed inventory with photos is far better than nothing, even without original receipts.

Absolutely. Renters insurance covers your personal belongings just like homeowners insurance. In fact, creating a detailed inventory is especially important for renters since you may not have ownership documentation for the building itself. Our worksheets help you prove what you owned and its value if you need to file a claim.

Yes. While HomeProof is designed primarily for insurance documentation, having a comprehensive record of your belongings is valuable for estate planning, tax deductions for losses, charitable donations, and moving. Always consult with tax and legal professionals for specific advice about your situation.

Replacement cost coverage pays to replace your item at today's prices, while actual cash value deducts depreciation. For example, a 5-year-old TV might cost $800 to replace new, but its depreciated value might only be $300. Check your policy to understand your coverage type, as it affects how much you'll receive in a claim.

For jewelry, collectibles, and other high-value items, our specialized worksheets include fields for appraisal dates, certificates of authenticity, insurance riders, and detailed descriptions. Take close-up photos showing unique features, hallmarks, or signatures. Consider getting professional appraisals for items worth over $5,000, and ask your insurance agent about scheduling valuable items separately.